The USHPA RRG initial minimum funding Goal Has Been Reached!
If you have not already donated, it is not too late to add your name to the list of donors!
The money we raise above this initial minimum goal will be used to increase the RRG's initial capital, offset startup costs, and make it easier to gain approval from the insurance commission. This will make the RRG stronger and better able to protect our sites, schools, and members.
You can update your Chapter Affiliation , or privacy settings using this form:
The USHPA fundraising goal was set as a minimum. The more we raise, the lower our premiums will be.
Free Flight as we know it it today is at risk and we will likely lose most of our Flying Sites in San Diego on March 1st if we do not rally to support USHPA's Free Flight Forever campaign.
|
Martin Palmaz on State of USHPA Insurance
|
If we as USHPA members do not reach the , Free Flight Forever self insurance fund raising goals, and if USHPA is not able to reestablish insurance policies. We , SDHGPA members, will likely lose our ability to fly as we do today at Palomar, Big Black, Little Black, Laguna Upper Launch, Laguna Earthquake Valley LZ, Horse Anderson Field LZ. All of these sites will all likely be closed starting March 1st of this year if we do nothing.
SDHGPA will match $100 of each SDHGPA Member's "USHPA Free Flight Forever RRG Capitalization Fund" donations for those that donate naming SDHGPA as a Chapter Affiliation up $10K in total from SDHGPA reserve funds.
Please consider increasing your donation to at least $100 to maximize SDHGPA Matching, or If you have not already done so, Please
Donate to The Free Flight Forever Fund. |
You can update your Chapter Affiliation using this form:
Would you consider driving down the road without auto insurance? - Don't think so -
Will you fly without USHPA insurance?
As you may know, First Flight Insurance Group will not renew the insurance policies that USHPA has with them when the policies expire at the end of February. Check out the USHPA web site and “Free Flight Forever” page for information.
You aren't an instructor, you don't to tandem flights. So you think you don't need insurance?
Some of our sites that we cover as additional insured will be gone; Big Black, Little Black, and quite likely Palomar. But you will still be able to fly at Otay, Blossom, Horse (without Anderson's field), Laguna (without the upper launch and the lz's at Butterfield and Earthquake Valley).
So what's the problem?
What if you cause injury to someone's property or, even worse, to someone's person?
That injured person may sue you. Are you prepared to cover the cost in money and time? That is what the USHPA pilot liability insurance takes care of. What if you are found liable? That could take a big chunk of what you have now and a chunk of whatever you make in the future. Your quality of life would be seriously reduced.
Such accidents are rare, but can be very costly. That is what insurance is for. Such accidents have happened. One example is from Washington. In the setup area a dust devil picked up a hang glider and slammed it into a spectator. The innocent bystander was paralyzed. USHPA insurance stepped in to defend the pilots and land owner. Without that insurance the spectator and family would come after every pilot at the site. Paragliders are not immune. A gust of wind at launch could haul the glider and pilot across the ground and into a spectator. The loaded lines could easily cause catastrophic cuts or worse. It could happen. Do you want to take the chance?
USHPA is working on a solution, essentially helping to form an insurance company to self-insure USHPA activities. The insurance company will provide the three types of insurance, pilot liability insurance, site insurance, and instructor insurance. Each of the three types will have its own premium schedule, requirements, and payouts. Governments require such companies, referred to as self insured or specifically a Risk Retention Group (RRG), to follow organizational laws. The one that matters to us is that the RRG must have two million dollars up front. That money is required to form the company, I guess just to be there in case there is a suit soon after the company is formed. In time each type of insurance the company offers will be self contained, no mingling of premiums between the three insurance policies.
To Make a Donation today: https://www.ushpa.aero/donation_form-RRG.asp